Move in now. Pay over time.
Most Nigerians prefer not to tie up 100% cash in a property. We broker mortgage applications through Tier-1 banks and the National Housing Fund — finding the right structure for your income, whether you're local or in the diaspora.
6%
NHF rate
Lowest government pathway
30 yrs
Max tenor
NHF / FMBN programmes
~70%
LTV available
Typical NHF loan-to-value
4 banks
Active partners
Commercial + government lenders
Tier-1 banks & NHF network
We broker active applications. Rates are indicative — final terms depend on your profile and the lender's current offer.
Variable rate updates apply. Final criteria based on aggregate debt-to-income evaluations.
Know your numbers first
Adjust the sliders to see your estimated monthly repayment. Use the NHF rate (6%) for the government pathway.
Mortgage Calculator
Adjust the sliders to estimate your repayments
Monthly repayment
₦540,159
per month for 20 years
We do the hard work
From affordability check to keys in hand — we handle every step so you don't have to navigate Nigerian banking bureaucracy alone.
Affordability check
We run a quick assessment of your income, liabilities, and credit profile to understand what you can comfortably borrow — including FX income for diaspora buyers.
Lender matching
We match your profile to the right lender — NHF, commercial bank, or diaspora programme — and present you with real offers, not guesses.
Application support
We prepare and submit your full application, following up with the bank so nothing stalls in bureaucracy. You just respond to our updates.
Approval & drawdown
Once approved, we coordinate with your solicitor and the property seller for a smooth, fast completion. For diaspora buyers, Power of Attorney is handled in-house.
Buy from the UK,
US, or Canada.
We specialise in helping Nigerians abroad finance a home back home. Your foreign income is accepted, and our diaspora team handles every interaction with the bank, solicitor, and land registry — so you never have to fly back just to sign a form.
Dedicated diaspora advisor assigned to your file
GBP, USD, EUR income all accepted
Power of Attorney managed in-house
What we handle for you
- UK, US, Canada, and EU income accepted
- Applications processed in GBP, USD, EUR
- No requirement to be in Nigeria during the process
- Dedicated diaspora advisor assigned to your case
- NHF contributions accepted from abroad via FMBN portals
- Power of Attorney handled by our in-house legal team
Official NHF forms
Download the latest diaspora NHF pack from FMBN / NiDCOM when you're ready to apply.
FMBN websiteReady to get started?
Use the calculator above to run your numbers, then speak to a broker who will match you to the right lender — bank or NHF.
EasyMoveZone introduces you to lenders and aligns paperwork — we are not FMBN or a bank. Always confirm final terms with your Primary Mortgage Bank before committing.